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such body would be relevant to yourself.    tell us at the time of booking, or as soon as you are medically   18. Travel Insurance
        •  the Foreign, Commonwealth and Development Office (“FCDO”,   advised, together with a copy of the diet.  We strongly advise that you take out personal travel insurance
         https://www.gov.uk/travelaware) (applicable to UK residents);   Excursions which are included in the cost of your booking are   for the trip. We have partnered with a travel insurance provider,
        •  UK Passport Office (0870 5210410 or https://www.gov.uk/browse/  detailed on the brochure page and refunds will not be made for   Wrightsure Services (Hampshire) Limited, which is outlined below.
         citizenship.                      excursions not taken. Optional excursions booked and paid for in   You may use an alternative insurer, but you must advise us. The
        • Embassies, High Commission and/or Consulates;  resort do not form part of your booking. Admission fees to buildings   insurance should cover medical and repatriation costs, personal
                                           may not be included in the price of the holiday, please check.
        • own doctor.                      16. Passengers with disabilities  injury, loss of baggage and cancellation charges. If you do not have
                                                                             adequate insurance and require our assistance during your holiday,
        For UK residents booking European travel, you should obtain a        we reserve the right to reclaim from you any medical repatriation   TRAVEL INSURANCE
        UK Global Health Insurance Card (UK GHIC) prior to departure   We want everyone to enjoy our travel arrangements. We are   or other expenses which we may incur on your behalf which would
        unless you are able to rely upon an existing European Health   happy to advise and assist you in choosing a suitable holiday. It   otherwise have been met by insurers. You must advise us if you
        Insurance Card (EHIC). For travel to Norway, Iceland, Liechtenstein   is important that, when booking, you advise us of any disability,   use an alternative insurer, the policy number and 24-hour contact
        and Switzerland, UK GHIC and EHIC cannot be used for medical   specific need or complex need you may have and any special   number.
                                           requirements that will make sure the holiday is suitable. If a
        treatment. Passengers to these destinations should obtain            19. Single Occupancy
        comprehensive medical insurance prior to departure, including   passenger requires personal assistance (for example, assistance
        cover for emergency medical treatment and associated costs.   with feeding, dressing, toileting, mobilising) then this passenger   Single occupancy of rooms, when available, may be subject to a
                                                                             supplementary charge and these will be shown in the brochure.
                                           must travel with an able-bodied companion or carer and written
        We do not accept any responsibility if you cannot travel or incur any   confirmation that such assistance will be provided for the entirety   However these charges may vary once we have exceeded the
        other loss because you have not complied with any entry, passport,   of the holiday is required at the time of booking. Coach drivers/Tour   available rooms within our initial allocation from the hotel.
        visa, immigration requirements or health formalities. You agree to   Managers are unable to provide such assistance.
        reimburse us in relation to any fines or other losses which we incur   20. Luggage
        because of your failure to comply with any entry passport, visa,   IMPORTANT  Please restrict your luggage to a suitcase weighing no more than
        immigration requirements or health formalities.   You must tell us if you have an existing medical condition, disability   20kgs per person. We cannot accept responsibility for loss or
        You are responsible for ensuring you are at the correct departure   or complex need that may affect your holiday or other group   damage to luggage unless through our negligence. Please do not
        point, at the correct time and with the correct documents. Bakers   members’ enjoyment of it before you book your holiday. We reserve   leave valuable items in your suitcase when left on the coach. Please
        Dolphin Coach Travel reserve the right to modify itineraries to   the right to request a doctor’s certificate confirming the passenger is   contact us for our policy on mobility scooters.
        conform with requests from competent authorities both within the   fit to travel. If, in our reasonable opinion, your chosen holiday is not   21. Conditions of Suppliers
        UK and abroad.                     suitable for your medical condition or disability, we reserve the right   Many of the services which make up your holiday are provided by
                                           to refuse your booking. You are responsible for bringing with you the
        15. Special requests               proper clothing and equipment, which we advise you about in our  independent suppliers.  Those suppliers provide these services in
        All special needs and requests, if agreed, should be entered on the   printed trip information. We want you to enjoy your holiday and will   accordance with their own terms and conditions which will form part
        booking form and be included in the confirmation of the holiday.   help you select an appropriate trip.  of your contract with us.  Some of these terms and conditions may
        These cannot be guaranteed except where confirmed as part of our  17. Passenger Behaviour  limit or exclude the supplier's liability to you, usually in accordance
        holiday commitment to you and are detailed on your holiday booking   We want all our customers to have a happy and carefree holiday.   with applicable International Conventions.  Copies of the relevant
        confirmation. We are keen to ensure that we plan the arrangements    parts of these terms and conditions are available on request from us
        for your holiday so that special needs and requests can be   You are responsible for your behaviour and hygiene and the effect   or the supplier concerned.
        accommodated as far as possible. If you will need assistance or  it may have on others. If you or any other member of your party is   22. Advanced Passenger Information
        may be unable to fully enjoy all aspects of your holiday you must   abusive, disruptive or behaves in a way that could cause damage   A number of Governments are introducing new requirements for our
        tell us in advance so that we can maximise your enjoyment of the   or injury to others or affect their enjoyment of their holiday or which   suppliers to provide personal information about all travellers to the
        holiday. We will need to know if you will need special facilities in the   could damage property, we have the right to terminate your contract   Authorities prior to travellers arriving at the destination. The data
        hotel, taking part in the excursions or have difficulty boarding and   with us and we will have no further liability or obligation to you. The   will be collected either at the time of or after a booking is made.
        travelling on the coach or other means of transport. Before booking   coach driver/representative, ship's captain, or similar, authorised   Where we collect this data, we will treat it in accordance with our
        your holiday, you should be sure that you and your party are both   official is entitled to refuse you boarding if in their reasonable   Privacy Policy.
        physically and mentally capable of completing the itinerary. If you   opinion you are unacceptably under the influence of drink or drugs   23. Emergency Contact
        need advice or further information either you or your booking agent   or you are being violent or disruptive. If you are refused boarding   Our emergency contact details are - Tel: 07860 433003.
        should contact 01934 415000 If you will require a special diet please  on the outward journey, we will regard it as a cancellation by you   24. Publication Date
                                           and we will apply cancellation charges. If on your return journey, we
                                                      have the right to terminate the contract with   This brochure was printed in the United Kingdom August 2025.
                                                      you. We also request that mobile telephones
        Our Client Holiday Travel Insurance is available to all eligible passengers travelling on our holidays which is arranged
       HOLIDAY TRAVEL INSURANCE  Conduct Authority (FCA). Wrightsure Services (Hampshire) Limited is permitted to advise on and arrange general insurance   It is very important that you read the following:  end of this section) arising from the health of a travelling companion, someone you
                                                      are not used on the coach.
        by Wrightsure Services (Hampshire) Limited,and underwritten by AWP P&C SA and is administered in the UK by Allianz
        Assistance. Allianz Assistance is a trading name of AWP Assistance UK Ltd. AWP P&C SA is duly authorised in France
        and the United Kingdom and subject to limited regulation by the Prudential Regulation Authority and the Financial Conduct
        Authority. AWP Assistance UK Ltd and Wrightsure Services (Hampshire) Ltd are authorised and regulated by the Financial
                                                     HEALTH DECLARATION AND HEALTH EXCLUSIONS
                                                                                      You will not be covered for any directly or indirectly related claims (see note at the
        contracts. You can check these details online using the Financial Services Register (accessible from https://register.fca.org.
                                                                                      were going to stay with, a close relative or a business associate if at the time your
                                                     For UK, Channel Islands and the Isle of Man trips only (except Air & Cruise
        uk) or by contacting the Financial Conduct Authority Consumer Helpline on 0800 111 6768.
                                                                                      policy was issued:
                                                     Holidays) You will not be covered under this policy for any claims arising as a
        Should you wish to take out this travel insurance please include the appropriate premium when booking your holiday.
                                                                                      • You were aware they had undiagnosed medical condition(s) for which they were
                                                     direct or indirect of any pre-existing medical condition, unless you can comply with
                                                                                       awaiting tests, investigations or the results of these;
        DEMANDS AND NEEDS
                                                     the following:
                                                                                      • You were aware that their medical condition(s) were unstable, were likely to get
                                                     1. You are fit to travel and undertake your planned trip when you take out this policy,
        Bakers Dolphin Coach Client Holiday Travel Insurance is typically suitable for travel customers who wish to insure
                                                                                       worse in the next 12 months or they had been diagnosed as having a terminal
        themselves for medical emergencies, delayed or missed departures, cancellation, interruptions, lost, stolen or delayed
                                                      book your trip or at time you travel (whichever is later).
                                                                                       condition.
        possessions, personal accident and personal liability. The level of cover may vary depending on where you travel (whether
                                                     2. Following any claim investigation, your doctor confirms they would have agreed
        in your country of residence or abroad). Travel insurance does not cover you for everything and you should enquire to make
                                                      with or recommended your travel plans when you took out this policy, booked your  Note: Only claims relating to a medical condition where any of the above apply will
                                                                                      be affected. This includes indirectly related claims. For example, if someone breaks
        sure it provides the cover you need.
                                                      journey or at the time you travelled (whichever is later).
                                                                                      a bone and a doctor confirms it is related to an existing diagnosis of osteoporosis
        IMPORTANT
                                                     3. You are not travelling for the purpose of having medical treatment or a
        We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide
                                                      consultation during your trip.
                                                                                      cover the osteoporosis.
        you with information.
                                                                                      SIGNIFICANT EXCLUSIONS
        We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from
                                                      of any tests or investigations when you take out this policy or book your trip
                                                                                      RESIDENCY
        Allianz Assistance. The following is a brief summary of the cover available. Full details of cover and exclusions will be
                                                      (whichever is later).
                                                                                      If you or anyone else named on this policy has not been a resident in the UK for
        forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before
                                                     For travel outside of the UK & All Air & Cruise Holidays - You will not be covered
                                                                                      more than 12 months, or if studying or working in the UK for more than 6 months,
        booking should you wish to examine this in advance.  4. You are not awaiting any medical tests, investigations or surgery, or the outcome   (brittle bone disease), this would not be covered if we have not agreed in writing to
                                                     for any claims arising as a direct or indirect result of an existing medical condition if,
                                                                                      before the policy was issued, this policy cannot cover you.
      SUMMARY OF COVER PLEASE SEE THE POLICY WORDING FOR FULL DETAILS OF THE COVER,   in the 12 months before taking out this insurance or booking your journey (whichever   In addition to the above the policy also contains the following main exclusions:
                                                     is later), you:
      LIMITATIONS AND EXCESSES, A SPECIMEN COPY OF WHICH IS AVAILABLE UPON REQUEST.  a) were prescribed medication;  • Any existing medical conditions unless they have been declared to (where
      Cover Section           Limit          Excess  b)  received treatment or consulted a doctor or other medical practitioner for any   appropriate) and accepted by the insurer.
      A. Trip Cancellation    £3,000         £75 (Nil in   medical condition;         • Your participation in any organised sports or dangerous activities unless they have
                                                                                       been declared to and accepted by the Insurer.
                                             respect of loss  c) attended a hospital or clinic as an outpatient or inpatient;
                                             of deposit)  d)  were referred for tests, investigations, treatment or surgery, or were awaiting the   • Suicide, self injury or deliberately putting yourself at risk (unless you are trying to
                                                                                       save another person’s life).
      B. Travel Interruption  £3,000         £75       results of any referral        • Travel against the advice of the carrier, any other public transport provider, the
         - Extra accommodation sub-limit  £500 (but no more than £100   e)  had any symptoms of an undiagnosed medical condition or have had a terminal   Foreign Office or the World Health Organisation.
                                                       illness; unless you told us inwriting about the pre-existing medical condition and
                              per day)                 we have agreed in writing to cover it.  • Any manual work or hazardous occupation undertaken during the insured trip.
         - Trip Curtailment   Up to the above section limit  Unless the condition(s) has (have) been declared to and accepted by us in writing.   • The bankruptcy / liquidation of the tour operator, travel agent or transportation
                                                                                       company with whom you have booked your trip.
                                                     You should contact the Medical Screening Team by calling 02392 419063 if:
         - Early/Delayed Return  Up to the above section limit  i)  You need to declare a medical condition.  Examples of these and other conditions and restrictions and what to do if you
         - Trip Continuation  Up to the above section limit  ii) You are unsure whether a medical condition needs to be declared or not.  are unsure about any aspect of an exclusion are contained within your policy
                                                                                      information. Full details are contained within your policy information.
         - Extended Stay      Up to the above section limit  The confidential helpline will be able to confirm if cover can be provided for your   How to make a claim
                                                     medical condition(s). If you need to make a claim arising from a medical condition
      C. Travel Delay         £300           Nil     that has not been declared and accepted by us, it is unlikely that your claim will be   All claims should be reported directly to Allianz by calling their dedicated claims line
                                                                                      on 0208 666 9233 (lines are open between the hours of 08:00 hrs & 18:00 Mondays
         (Under section benefit 1. a minimum delay    paid. Each person insured by us would still be covered for any unrelated medical   to Fridays, excluding Bank Holidays).
                                                     condition(s) and other sections of cover subject to the terms and conditions of this
         period of 12 complete hrs and the following   policy.                        Protecting your information
         daily limits apply)                         You will not be covered if:      We will only use your personal details in line with our Privacy Notice. This can be
         - With receipts daily limit  £50            • Following any claim investigation, your doctor confirms they would not have   found on our website or is available in hard copy format upon request and you
                                                                                      should read this carefully and contact us immediately if you have any queries. Your
         - No receipts daily limit  £25               agreed with or recommended you travel as planned either when you took out this   personal information includes all of the details you have given us to process your
                                                      insurance, booked your journey or at the time you travelled (whichever is later).
      D. Baggage              £1,500         £75     • You know you will need medical treatment or a consultation at a medical facility   insurance policy (we will not ask for more information than is necessary). We may
                                                                                      share your data with Third Parties for the provision and ongoing performance of
         - High value Items sub-limit  £200           during your journey.            your insurance policy. Your data may be transferred outside the UK. All the personal
      E. Baggage Delay        £100           Nil     • You are travelling specifically for the purpose of having surgery, procedures or   information you supply to us will be handled strictly in accordance with the applicable
                                                                                      Data Protection regulations and legislation.
                                                      hospital treatment, whether medically necessary or not.
         (after a minimum delay of 12 complete hrs)  • You had been diagnosed with a terminal illness prior to the date you took out this   Bakers Dolphin Coach Travel is an appointed Representative of Wrightsure Services
      F. Emergency Medical/Dental Cover Abroad £1,000,000  £75  insurance or booked your trip (whichever is later).  (Hampshire) Limited who are authorised and regulated by the FCA (their registration
         - Dental Care sub-limit  £350               If we are unable to cover a medical condition, this will mean that any other person   number is 311394) and which is permitted to advise on and arrange general
                                                                                      insurance contracts.
      G. Emergency Transport  No Limit (reasonable costs)  £75  insured by us will not be able to make a claim arising from the medical condition(s).    You can check these details online using the Financial Services Register
                                                     This may even apply if the person with the medical condition(s) purchases cover
         - Search & Rescue sub-limit  £1,000         from another provider.           (accessible from www.fca.org.uk) or by contacting the Financial Conduct Authority
      H. Personal Liability   £1,000,000     £75     Exclusions relating to the health of someone not insured on this policy, but whose   Consumer Helpline on 0800 111 6768.
                                                                                      Should you have personal circumstances, for which you may need additional support
                                                     health may affect your decision whether to take or continue with your journey:
       I.  Travel Accident    £10,000 in the event of   Nil                           or accommodations, please let us know and we will do our best to support you.
                              permanent disability or death                           These could include issues with sight, hearing impairments, capability restrictions,
      J. Travel Services During Your Trip  Included  Nil  Travel insurance from just £35.00 per person*  welfare/health issues or anything else you feel is important for us to know about.
                                                                                      If our chosen insurance provider, Wrightsure Services (Hampshire) Limited are
      K. Loss of Travel Documents            Nil       Duration   UK        Europe    unable to offer you the travel insurance cover you require, or your premium is higher
                                                                                      than you expected because you have serious medical conditions, you may be able
         - Emergency replacement costs  £200           Up to 3 days  £35.00   £71.00  to get help by accessing the Money and Pensions Service travel directory or by
         - Remaining value of lost passport  Actual value                             calling 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm).
                                                                                      Please note: The insurance information (including premiums) as detailed above,
      L. Personal Money       £200           £75       Up to 5 days   £36.00   £88.00  is correct at time of publication (April 2025) and may be subject to change. Details
      M. Legal Expenses       £25,000        Nil       6 to 10 days   £44.00   £88.00  of any changes to our current insurance arrangements, as detailed above, will be
                                                                                      provided at the time of booking.
      * The above Policy is only a summary of the main cover limits. You should read   Conduct Authority Consumer Helpline on 0800 111 6768.
      the rest of the policy for the full terms and conditions. Cover limits, sub-limits and   11 to 17 days   £72.00   £138.00  *These Insurance prices are valid up until the 31st December 2025, and new
      excesses apply per insured person.                                              insurance rates will apply for holidays starting from 1st January 2026.
                                                                                      Eligibility: Please note that this travel insurance is only available to UK residents.
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